I’ve got some great news!

In this post, I ranted about my student loan payments. When I logged on to the Sallie Mae website today, my payment has been lowered to $77! I applied for and was approved for the Income Sensitive Repayment Plan, so I’m not paying half my rent to the student loan.

I guess I should be happy, though, my BFF from NC has a payment of $677 per month for her student loan! Can you imagine?

GREAT POST!!!

I would like to give TWO THUMBS UP to Brett over at Frugal Law Student for this post. In it he lists out a massive list of personal finance resources, and I personally think it’s a great compilation. It’s only missing one thing…..a link to my blog! :P

Just kidding Brett, Great job!

How exactly does this happen?

I got the email notification that my Gas & Electric bill was ready for viewing. I clicked on it and saw that it had gone up $32 this month. I signed up for the budget plan in December when my bill was $135. It’s now $120. When I first signed up for it the bill was $77, then after the quarterly review, it went up to $88. I just don’t understand why it couldn’t have just gone up $22 each quarter so it’s not that startling.  If I wasn’t on the budget my bill would have been $80 and change, well less than the budgeted amount. So, now that I didn’t budget for that, I will be eating mac & cheese and beans for a while. I will be $40 over budget on this for the next 3 months.

I’m going to have to find some significant things to sell on ebay, or sell the items I have set aside for the garage sale in August now at a yard sale here in my own yard. My student loan payment is suddenly due ($200 to one and probably that for the other) because my old school told Sallie Mae that I left school instead of transferred. That’s another amount that I wasn’t budgeting into my pay. I might have to go back to dial up for a while….I’m trying to avoid it. I’m looking to see what I can cut out of my budget….Any suggestions?

PS, I have a baby shower I’ve RSVP’d already on June 10, but my birthday is June 12, and I hope to get some cash for it.

Pay Per Post

I’ve recently thought about blogging for money. I mean, I can’t place ads on here until I can afford to move it to a private hosting site. SO, I chose to do Pay Per Post. And now that I want to put the script they require on here, I can’t figure out how to do it.  If anyone knows how to do it, please let me know.

Clearing up some confusion

In this post, I talked about my credit line increase. I meant that they gave me an additional $250 in available credit, not that they gave me cash. Cash is good, but I’ve not known a credit card company to just GIVE you free money.