Found out the problem with the admission

In this post, I stated that my admission letter had the wrong program on it. Turns out that the issue was I put it on my application. OOPS! I’ve been totally embarrassed, but the good news is that my advisor will meet with me on the 27th to discuss the changing of the program. As of yesterday, he’s still waiting to hear from the department chair about my paralegal classes transferring into the program I want. Hopefully it will all turn out for the best.

As a side note, I had an appointment with a doctor today who is no longer accepting my insurance after tomorrow. The copay was $25 and parking at the garage was $4. Pretty expensive day. Especially since I was trying not to spend any unnecessary money. Oh well….Looks like tomorrow is a new day.

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I finally got my acceptance letter

And it’s for the wrong program! I have left messages for my academic advisor and he’s never called me back. I just may have to make an appointment to see what the hell happened. I’m going to fire off another email and see what the response is. I really don’t get it. I completely told him that I was not interested in the Legal Studies Program, and I’m matriculated in there anyways. I’d rather just get the Liberal Arts Degree and not have wasted my  money on classes that I’m going to have to take again. We’ll see what Joey says. I’m really furious.

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Going out of town

This weekend I’ll be traveling the 2 hours to Buffalo to see my parents. I was going to do laundry here on Friday night, but I was told I could do laundry there for free! YAY, money saved? $10

Then I was going to give myself a pedicure at home for my trip to Charlotte next week,  when I was informed today that I have an appointment for one on Saturday with my parents! Money saved?  $45

This trip to Buffalo has been a good thing. Not only am I getting some things done that I wanted to do, but they are paying for my gas too!  I know we will be going over the school finances for Syracuse University in the fall, and my plan for my future. So, I know that we will be talking about business too. I guess it’s a trade-off.

On the plus side, I’ve earned $.01 in interest on my $1 in my Patelco Savings account. The only reason I have it is because I have their credit card.

Big Oops!

So, my first check deposit into the ING Direct checking account was on Friday. I forgot that my car payment is automatically deducted from my checking account, and I didn’t leave enough money in the old account to cover the payment! So I had to get up extra early Friday morning, find an ATM, withdrawal cash, find my old bank ATM, deposit the cash, and hope that the payment didn’t bounce. I was stressing out all day. When I got home, the payment had been deducted, so no worries. Now I have to remember to call and change the account on Monday.

I did find a new and cheap meal to make. I found some ground turkey in the meats section of the Super Wal-Mart here and it was only like $1.77 for a pound. Anyways, I fried it up in the frying pan, making sure to strain any excess fat off. Put in some bbq sauce. Put it in a whole wheat wrap with some mexican cheese. It was delicious! I had 2 wraps, and have enough left over for 4 more! I think the total for the materials is about $6. and I have 3 meals!!!!

In other news, after my meeting with the academic advisor, I was thoroughly confused. BUT I did make a decision. I am going to try for my dream. Law School. Even though I don’t have a great GPA, there’s always room for improvement. My last semester at my community college I was on the Deans List. I have been there every semester of my last school, and my GPA is great there. You can’t go anywhere but up from here. I had dinner with an attorney friend of mine and she seems to think I could work as a paralegal right now. Only if I can find a job, I suppose.

Enough for now, more tomorrow, maybe.

Sorry, I’ve been away from the computer

So, I’ve been busy doing stuff these last few days. I finally had my meeting today with the academic advisor, and now I’m more confused than ever! Turns out, I won’t qualify for a grant based on my grades. You see, I’ve been to 3 colleges in the past, and although my current cumulative GPA is a 3.9, my overall GPA (from everywhere) is only a 1.87. Yeah, I know, that’s terrible. But now I’m grown up and know the value of education. I just am so discouraged now and all I want to do is shop. I did buy something at Staples today, but it was a good purchase. I got a 2GB memory stick for $20. I’ve been using a 1GB stick, and it’s kinda full with school stuff and bill stuff. SO, I did need one.

I dunno what I’m going to do now. I’ll keep you posted.

Last day of classes

And I got another 4.0!!!!! That’s 6 semesters on the deans list. I hope it’s good enough for me to get a scholarship to SU. It’s really important because I don’t have enough money left in student loans to cover tuition! OH NO!!! I hope that this will all work out. Keep your fingers crossed!

Subsidized vs. Unsubsidized Student Loans

For a long time now, I’ve wondered what the difference is between the two was and I finally took the time to research it.

Subsidized Student loans are based on financial need and the government pays the interest while you are in school.

Unsubsidized Student loans are NOT based on financial need. Interest accrues from the time the loan is taken out, and you are charged interest on the interest! The best way to minimize the interest charged is to pay it when as it accrues.

I do have both types of loans, mostly unsubsidized. This sucks in a major way, as you can see from the definitions above. If I could figure out how to pay the loans that are unsubsidized first while putting off the subsidized loans, I would. It’s not that simple though. My loans are serviced by two companies. They are both involved in the Student Loan Scandal. So when I pay the bill, they pay the loan they see fit to pay first. I have no choice in the matter.

Anyways, at least now I know the difference, and will work the second job to help pay off the loans. *sigh* Sometimes I feel like I’m in a sinking black hole of debt and I’m never going to get out.

Someday I will post about why I care about PF as promised.